Protect Your Trip Payment with a Travel Protection Plan
Brendan Vacations’ Travel Protection Plan includes the Cancel For Any Reason Credit Certificate Feature and the Travel Insurance Benefits that may help to protect your vacation payment against the unexpected.
- Trip Cancellation: should you need to cancel for a covered reason
- Emergency Accident and Sickness: should you get sick and are unable to continue your travels, including coverage if you are required to quarantine. Without protection, you may have to pay out of pocket when traveling overseas
- Baggage Protection: Included in the plan
- 24/7 emergency assistance access to expert help and advice should an unexpected crisis occur
- Reimbursement of up to 150% of your trip cost should you need to interrupt your trip for a covered reason
- Travel delay coverage may reimburse you for necessary eligible expenses if your trip is delayed for 12+ hours
*Insurance benefits described are underwritten by ARCH Insurance Company, NAIC 11150. Click here for a summary of coverage details, terms and conditions.
Plus, cancel for any reason up to 24 hours prior to departure and be eligible for a Future Travel Certificate (non-insurance feature) for 100% of the non-refundable, pre-paid trip costs. Without protection, you could lose your vacation investment.
Plan Premiums
Your Travel Protection Plan covers everything you book with Insight Vacations for your trip, including your tour, airfare, and pre- and post-night accommodations.
- $169 Per Person: Coverage for trips up to $2,000
- $239 Per Person: Coverage for trips $2,001 - $3,500
- $319 Per Person: Coverage for trips $3,501 - $5,000
- $439 Per Person: Coverage for trips $5,001 - $7,500
- $549 Per Person: Coverage for trips $7,501 and higher
*Rates as of 10/1/22 and are subject to change
Travel Protection is Highly Recommended
We highly recommend that our guests purchase travel protection coverage to protect their dates of travel and to make sure they have coverage for trip interruption. Trip delay, emergency evacuation/repatriation, and emergency accident and sickness protection if they get sick while traveling with any Travel Corporation brand.
Minimum Recommended Benefits:
• Trip Interruption: 150% of Trip Cost including cost of flight per person
• Trip Delay: $1,500 total per person ($150 a day) when delayed for 12+ hours
• Emergency Evacuation/Repatriation: $100,000 per person
• Emergency Accident and Sickness: $50,000 per person
Most travel insurance is required to be purchased within a certain time of making your initial deposit or payment. Guests are advised to research and purchase travel insurance as soon as possible after making the deposit or payment.
As one convenient option, Insight Vacations offers a Travel Protection Plan, underwritten by Arch Insurance Group, that meets or exceeds the above recommended coverages. Availability of travel insurance and the extent of coverage can change, so please refer to our website for more information or contact one of our Travel Experts. If you wish to purchase Insight Vacations’ Travel Protection Plan, you must do so within 14 days of making your initial deposit or payment.
You are not required to purchase your insurance from Insight Vacations and are welcome to choose any travel insurance product that meets or exceeds the requirements above. If you purchase your insurance from another seller, we will ask you to provide Insight Vacations with information regarding your insurance policy prior to the final payment being due.
No policy covers every risk. Coverages, conditions, exclusions, and limitations under each policy differ. The minimum amounts listed above may not cover all your costs. You will be responsible for costs in excess of coverage amounts and for all costs if coverage does not apply. We encourage you to research your choices for a policy best suited to your circumstances.
Travel Protection Plan FAQs
If you need to cancel for a covered reason, you may be reimbursed for up to 100% of the non-refundable, pre-paid trip costs.
If you need to cancel for any reason not covered by the trip cancellation insurance benefit, up to 24 hours prior to departure, you will be eligible for a Future Travel Certificate equal to 100% of the non-refundable, pre-paid trip costs.
A cancellation due to a travel advisory is not a covered reason under the Brendan Vacations Travel Protection Plan. A full list of covered reasons for trip cancellation coverage, along with general exclusions, are found in your state-specific plan documentation.
However, if you decide to cancel your trip due to a travel advisory, you may be eligible for certain coverages. If you have the Brendan Vacations Travel Protection Plan, you may be eligible for reimbursement in the form of a Future Travel Certificate issued by Brendan Vacations for 100% of the cancellation charges.
You are eligible for a refund of your Brendan Vacations Travel Protection Plan cost during the free look period*, which is 10 days from the time you purchase the plan, provided all the below conditions are met:
- You are within 10 days of plan purchase;
- You have not started your tour; and
- You have not filed a claim
Your plan cost is non-refundable after the free look period.
* May vary by state.
Terms & Conditions
This program was designed and is administered by Aon Affinity. Aon Affinity is the brand name for the brokerage and program administration operations of Affinity Insurance Services, Inc. (TX 13695); (AR 100106022); in CA & MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc. (CA 0G94493), Aon Direct Insurance Administrators and Berkeley Insurance Agency and in NY, AIS Affinity Insurance Agency.
Travel insurance benefits are underwritten by Arch Insurance Company, with administrative offices in Jersey City, NJ (NAIC #11150), under Policy Form series LTP 2013 and applicable amendatory endorsements. This is a brief overview of the coverages. Subject to terms, conditions, and exclusions. This is a general overview of insurance benefits available. Coverages may vary in certain states and not all benefits are available in all jurisdictions. Please refer to your certificate of benefits or policy of insurance for detailed terms, conditions, and exclusions that apply.